ToddB
I REALLY appreciate the WONDERFUL assistance that is offered here. I am a BIG fan and when I am in a better position I am going to make it up to you guys!
FYI…I installed AVG AV 2011 free and used the removal tool you provided earlier and AVG IS GONE! 
For some reason when I used it on my earlier install it did not pick up everything?
Part of my DDS log is below:
DDS (Ver_09-06-26.01) - NTFSx86
Run by [removed] at 18:13:14.82 on Fri 12/31/2010
Internet Explorer: 8.0.6001.18702
Microsoft Windows XP Professional 5.1.2600.3.1252.1.1033.18.2046.1432 [GMT -6:00]
AV: BitDefender Antivirus *On-access scanning enabled* (Updated) {6C4BB89C-B0ED-4F41-A29C-4373888923BB}
FW: BitDefender Firewall *enabled* {4055920F-2E99-48A8-A270-4243D2B8F242}
TAKE CARE and PEACE be with you as well LDTate! 
For some reason when I used it on my earlier install it did not pick up everything?
Part of my DDS log is below:
DDS (Ver_09-06-26.01) - NTFSx86
Run by [removed] at 18:13:14.82 on Fri 12/31/2010
Internet Explorer: 8.0.6001.18702
Microsoft Windows XP Professional 5.1.2600.3.1252.1.1033.18.2046.1432 [GMT -6:00]
AV: BitDefender Antivirus *On-access scanning enabled* (Updated) {6C4BB89C-B0ED-4F41-A29C-4373888923BB}
FW: BitDefender Firewall *enabled* {4055920F-2E99-48A8-A270-4243D2B8F242}
TAKE CARE and PEACE be with you as well LDTate! 
